TEAM

Operators, not intermediaries

Three functions, one machine: the people who design the credit, raise the debt, and make the book perform.

Financial product & technology

THE CREDIT BRAIN — AND THE STACK IT RUNS ON
AG
Aditi GuptaFinancial Product
Scaled CRED's lending book ₹2,000 Cr → ₹18,000 Cr in 2.5 years. Earlier: Stellaris Venture Partners, BCG, Credit Suisse, HSBC. IIM Lucknow · IIT Kharagpur.
LinkedIn →
RJ
Raunak JainProduct & Analytics
Built CRED Cash's strategy & finance vertical (₹500 Cr → ₹20,000 Cr) and CRED Mint to ₹1,500 Cr AUM. Earlier: American Express, EXL. IIT (BHU) Varanasi.
LinkedIn →

Capital markets

INSTITUTIONAL DEBT, BROUGHT TO YOUNG BOOKS
AD
Anuj DayalCapital Markets & Structured Finance
12+ years in structured credit: HPS Investment Partners, Och-Ziff, Deutsche Bank. Leads D3T Capital (£355M allocations). IIM Ahmedabad · IIT Kharagpur.
LinkedIn →
PB
Peter BousquetCapital Markets, Partnerships
15+ years in structured finance and cross-border capital markets: JPMorgan (ED), DEMICA, Lloyds Banking Group. NYU.
LinkedIn →
PJ
Pranav JainStructured Credit & Securitisation
15+ years in ABS structuring and trading: Barclays CIB; nearly a decade at RBS across NPL, real estate and consumer books. IIM Ahmedabad · IIT Roorkee.
LinkedIn →
AD
Abhimanyu DahiyaCapital Markets, Partnerships
12+ years in consumer structured finance, private equity and leasing: HPS Investment Partners, Deloitte UK, KPMG. LSE · ICAEW (CA).
LinkedIn →

Operations & servicing

WHERE CREDIT QUALITY IS ACTUALLY MADE
AG
Anupam GhoshLending Partnerships & Compliance
15+ years in retail and corporate banking: partnerships, collections and servicing operations across ICICI Bank and Bajaj Allianz. St. Xavier's · SIBM Pune.
LinkedIn →
DD
Debashish DattaUnderwriting & Collections
Collections analytics, agent networks and recovery strategy for high-volume unsecured books. Earlier: Amazon, IBM.
LinkedIn →

Photo placeholders — final headshots replace the initials; LinkedIn URLs to be added. An eighteen-person underwriting, collections and reconciliation floor operates behind this leadership group.

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